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You who have legal title to a property or are a plot right holder can request to print an owner-registered data mortgage deed and receive it as a written mortgage deed. You can also request that the mortgage deed be registered with the Property Enrollment.
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There is a difference in who applies
When a bank applies for a mortgage in connection with mortgaging and mortgaging the property, the data mortgage deed is registered to the bank's mortgagee number.
If you apply for a mortgage yourself and want a computer mortgage deed, it will be owner-registered and administered by Lantmäteriet.
Owner-registered mortgage deeds are available to lawful property owners or plot right holders. Connected users in Pledge System can also register their mortgagee number on owner-registered mortgage deeds, but by agreement with the property owner or the plot right holder.
I want to print a data mortgage deed
You who have legal title to a property or are a plot right holder can request to receive an owner-registered data mortgage deed as a written mortgage deed. You do this by filling in the form.
If you have a written mortgage deed that you want to turn into a data mortgage deed, you should instead apply to convert mortgage deed.
Register owner-registered mortgage deed to the Property Enrollment
If you have applied to make a change to your existing mortgage through, for example, killing or exchange and then using our form "Application for new mortgage or killing of existing mortgage / note on holder of mortgage deed / exchange of mortgage deed" you have through your signature given us approval to register owner-registered mortgage deed to the Property Registration. request that the mortgage deed be registered with the Property Enrollment.
If you want to know if the mortgage deed is owner-registered, you are welcome to contact Kreditmarknadservice on telephone 026-63 48 00.
If the mortgage deed is mortgaged and registered to the lender's mortgagee number, you as a property owner or plot right holder need to contact the lender and ask them to register the mortgage deed to the Property Enrollment.
If you have any questions or about data mortgage deeds?
Contact Kreditmarknadsservice via e-mail pantbrev@lm.se or call 026-63 48 00
Opening hours: Weekdays at 9 am-12 pm and at 1 pm-4 pm. During the holiday period, deviating opening hours may occur, see information on our website.
If your question concerns a specific property, remember to state the property's official designation with municipality, name and number (for example Gävle Torp 1: 1) .
Questions and answers about mortgage deeds
Today, most Swedish banks and credit institutions are affiliated with Pantystem and have their mortgage deeds in electronic form (data mortgage deeds). Private individuals can not join the system, which means that a private person, or a company that is not connected to the Pledge System, must have a mortgage deed in paper form, as a written mortgage deed, if they want it as security.
Possession of a mortgage deed is covered by secrecy, with the exception of whether the mortgage deed is registered as an owner. Legal owner or plot right holder always has the right to access the information about where mortgage deeds are registered. The information is only sent by post (or digital government mail). The legal owner or plot right holder can order extracts from the mortgage deed register or by contacting Pantbrevsregistret on telephone 026-63 37 00.
Brokers with brokerage assignments, or others who have a power of attorney, can also receive information about holders sent by post by contacting Pantbrevsregistret.